计划提供的保险:
General Liability coverage is meant to protect against omissions or acts of negligence for which ODU and/or its 员工 and 代理 may be legally liable to pay due to bodily injury or property damage to a third party. PLAN提供第2节所述的一般责任保障.弗吉尼亚州法典第2-1837条, 它的机构, 以及它的员工, 代理, 和志愿者. PLAN的保障包括一般责任和专业责任, 还有医疗事故, 包括:由州检察长办公室准备辩护, 诉讼费用, 以及索赔的解决.
谁受保?
计划涵盖ODU, 董事会, 军官, 员工, students (under certain circumstances) and 代理 while they are acting within the scope of their employment or authorized assigned duties under the direction of ODU, 无论是在校内还是校外.
注意: 从事个人业务的ODU员工不在计划范围内.
谁被排除在外?
Coverage may 不 be provided to 员工 or 代理 of ODU if it is determined that liability was incurred by reason of:
- 欺诈或不诚实的行为
- 故意的、恶意的或故意的、肆意的行为
- 犯罪行为
注意: An employee or agent who does 不 report an incident or fails to cooperate with the defense of a claim may also be excluded from coverage.
ODU教师和工作人员可以做些什么来减少大学的曝光?
- 在计划和执行一个事件或项目时，要保持专业的谨慎.
- 预见灾难并采取适当的预防措施.
- 迅速向合规和风险管理办公室报告任何事件.
注: 在ODU设施上从事个人业务的ODU员工, 不包括在计划内. Individuals engaged in such activities are required to purchase general liability insurance naming ODU as an additional insured party and obtain professional liability insurance for themselves.
医疗事故的承保范围不超过《最靠谱的网赌软件》规定的限度 8节.01-581.15.
学校的现金和财务账户最高可保500美元,ODU员工偷窃和欺诈的费用为每起10万美元. 这份保险没有免赔额. 如果怀疑有盗窃或欺诈行为，必须通知大学警察. 反过来，州警察将调查此事. 要激活债券，州警察必须说出可能的罪犯(雇员)的名字。.
大学财产包括通过国家采购订单获得的所有物品, 契约式, 一份监护和控制贷款协议, 或者作为礼物. 它还包括大学基金和其他货币工具. 风险管理厅的作用是协助预算处各部门准备财产索赔.
财产保险范围是全球性的，以实际更换或修理费用为基础. 索赔必须在事件发生后18个月内完成. 进一步, 还有25美元,000 per occurrence deductible charged by Division of 风险管理 to the University and ODU charges the department a $1,每次可免赔额.
经营国有车辆的人员, 在进行大学业务时租用或出租, 如果发生意外，有责任保险吗. PLAN为每次汽车事故提供200万美元的责任保险.
员工应该 不 如果在美国留学，请购买汽车租赁公司提供的保险.S. because coverage is provided under the PLAN and the purchase of additional insurance is 不 reimbursable. 但是，这不适用于在外国租赁车辆. When leasing vehicles in a不her country it is advisable to purchase liability and physical damage insurance at the time the vehicle is rented. 在国外租车时，车辆保险费用可报销.
Personal 车辆s used for University business or for approved activities are 不 covered by the University's vehicle insurance. The rationale for this State policy is that mileage reimbursement is sufficient to cover the cost of the owner's insurance. 万一发生事故, 国家可以对超出所有人保险范围的判决承担责任. 此外，在事故中受伤的大学员工通常由 工人的补偿. 其他当事人必须向车主赔偿损失. Persons driving their own vehicles on University business and involved in an accident are requested to keep the 风险管理办公室 apprised of the situation; ODU may be able to assist in the resolution of the matter.
在参加志愿学生活动的旅行中, 学生们可能会觉得拼车划算, 学生使用自己的车辆, 然而, students' personal vehicles used for University business or for approved activities are 不 covered by the University's vehicle insurance.
It is commonplace for 合同ing organizations to exchange Certificates of Coverage to demonstrate that they have insurance coverage. ODU的风险管理办公室将代表英联邦提供这种证书. Requests should be submitted via email five (5) business days in advance of the date the certificate is needed.
如果您需要提供承保证明，并且没有谅解备忘录, 合同, 或其他书面协议，你可以下载并通过电子邮件发送给公司/机构 责任保险备忘录文件或将此链接发送给他们.
保险证书的合同审查:
- The use of outside facilities must be for official ODU business or be an approved event in order to receive the 保险范围证明书.
- 作为一个公共机构, ODU is 不 permitted to add other entities as additional insurers to the Commonwealth's self-insurance comprehensive liability program, nor can we provide 合同ual liability coverage that would assume 合同ual indemnification or hold harmless provisions.
- All 合同s and agreements must be signed by an authorized ODU representative as set forth in the Memo of Delegation of Signature Authority.
其他保险
最靠谱的网赌软件致力于提供和支持安全, 为ODU学生提供学术严谨和多样化的最靠谱的网赌软件项目和服务, 教职员工.
学校要求所有学生, 教师, and staff participating in international education abroad initiatives -- whether of a credit or non-credit nature -- carry complete international health insurance coverage for the duration of their program.
学生，教师和工作人员应联系 留学办公室 促进遵守 最靠谱的网赌软件海外健康保险政策.
The University has 合同ed with CISI 保险 to administer international health insurance for ODU students, 教师, 并资助员工参加最靠谱的网赌软件项目, 管理, 或由最靠谱的网赌软件的教职员工协调. 购买保险的说明可以在你的留学账户上找到.
Travel and study abroad participants need to be aware of additional risks that may be unique to traveling abroad and living in a particular country or region. 建议学生参观 国务院警报和警告 页面.
有关出国旅游项目及其要求的更多信息, 请致电757-683-5378与留学办公室联系 studyabroad@mogrenlandscape.com.
最靠谱的网赌软件 requires all organizations/users who host events or programs on campus for a non-ODU event, 投保责任保险. Users must provide evidence of such coverage (certificate of insurance) to the 办公室 booking your event one week 之前 the event. This requirement can be satisfied by purchasing a general liability policy or by providing a certificate of insurance. 最靠谱的网赌软件不认可任何一家保险公司，因为有很多保险公司可供选择, 但以下信息可能是您的活动的选项.
郁金香是一种 租户及使用者责任保险单，也被称为“事件报道”. 它被允许“第三方”使用其设施举办特定活动的机构使用. It protects both the Facility User and the Institution against claims by third parties who may be injured or lose property as a result of participating in an event. 活动范围可以从非常低风险的活动，如课堂研讨会, 接待或婚礼等高风险活动，包括营地, 体育赛事或摇滚音乐会.
购买此保险，请访问: http://tulip.ajgrms.com
最靠谱的网赌软件 requires all non-university sport camps who host events or programs on campus to be insured for general liability in the amount of $2,000,每发生一次000美元和3美元,000,将ODU作为额外被保险人计算，合计每年总额为5,000美元, as well as a Certificate of 保险 evidencing general liability insurance that must be provided to ODU 之前 夏令营活动. 最靠谱的网赌软件不认可任何一家保险公司，因为有很多保险公司可供选择, 但下面的信息可能是你的营地计划的一个很好的选择.
乌尔米娅运动营地保险计划提供低成本, best-in-class sport-specific insurance to your camps and allows you to name the University facility you are using as an additional insured. 乌尔米娅运动营地保险计划保护营地, 它的教练和辅导员, and the host institution against claims by individuals who could be injured as a result or participation in a sports camp. 请阅读 运动营保险计划手册 有关更多信息和政策限制的详细信息.
购买此保险，请访问: http://ucamps.rpsins.com/
大学政策3015 需要无人驾驶飞机系统(UAS，也被称为无人机)的操作员, 航空和其他动力模型飞机)获得odu颁发 运营商的许可, be 联邦航空总局注册，并拥有和维护无人机/无人机保险.
Most commercial liability policies and personal homeowners and renters policies exclude liability coverage for UAS/Drone operation. 因此，运营商需要单独确保覆盖范围.
- 商业运营商 将需要提供一份保险证明书，显示至少$2,000,000 in coverage and include 最靠谱的网赌软件 as an additional insured on its UAS/Drone Aviation coverage.
- 爱好者运营商 需要提供保险证明以及，并能与工作 ODU无人机俱乐部 获得 航空模型学会(AMA) 成员资格，其中包括ODU所需的覆盖范围.
- 其他无人机系统运营商 需要获得UAS/无人机保险的可联系 全球航空, 这家航空保险公司提供按需无人机/无人机保险，每小时收费约10美元.